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Repayment scheme Link to JamesOnLine
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Tenure (Months)
Loan Amount
12
18
24
30
36
42
48
$12,000
$1,094
$759
$593
$493
$427
$380
$346
$12,500
$1,139
$791
$617
$514
$445
$396
$360
$13,000
$1,185
$823
$642
$534
$463
$412
$374
$14,000
$1,276
$886
$691
$575
$498
$444
$403
$15,000
$1,367
$949
$741
$616
$534
$475
$432
$16,000
$1,458
$1,012
$790
$657
$569
$507
$461
$17,000
$1,550
$1,076
$840
$699
$605
$539
$489
$18,000
$1,641
$1,139
$889
$740
$641
$570
$518
$20,000
$1,823
$1,265
$988
$822
$712
$634
$576
$22,000
$2,005
$1,392
$1,086
$904
$783
$697
$633
$24,000
$2,188
$1,519
$1,185
$986
$854
$761
$691
$26,000
$2,370
$1,645
$1,284
$1,068
$925
$824
$749
$28,000
$2,552
$1,772
$1,383
$1,151
$997
$887
$806
$30,000
$2,734
$1,898
$1,482
$1,233
$1,068
$951
$864

Interest rates

1.4% per month (16.88% per annum) for loan amounts of $12,000 and above.

Above plan excludes the Acceptance Fee and/or the optional Payment Protection Insurance:

Acceptance Fee -

Calculated at 1% of approved loan amount.

Payment Protection (optional) -

You can protect yourself by opting for Payment Protection. For 1.25% of your Monthly outstanding, Payment Protector Basic (“PPB”) covers the outstanding amount, in the event of an accidental death, terminal illness or accidental total & permanent disability.

For complete peace of mind, opt for Payment Protector Plus (“PPP”) for just an additional amount of 1.85% — which on top of the PPB coverage — covers you in the event of involuntarily retrenched from your current full-time employment for up to 4 times of your monthly personal loan repayment instalments.

Payment Protector Basic


Payment Protector Plus


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