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|  | +Interest rates with Last Instalment Waiver feature range from 11.23% p.a. to 12.87% p.a.
*Must be approved for a minimum $15,000, at 36 months or more to qualify. |  | | Usual | Promotion | | | Tenure | Loan Amount | Monthly Instalment | Monthly Instalment | Monthly Savings | Total Savings | 36 Mths | $15,000 | $548 | $525 | $23 | $1,326 | 48 Mths | $20,000 | $591 | $544 | $47 | $2,764 | | * Total Savings is inclusive of the Last Instalment Waived |
 |  | A traditional personal loan doesnt give you many options. But a loan from James puts you back in control. And now James new Interest Waiver option rewards you earlier than ever before. With a wide choice of repayment features that offer savings and flexibility to manage your cash flow, James is truly your loan, your way.
|  |  | | Pay promptly and enjoy 50% off 3 months interest in the 1st year of your loan. | Pay promptly and have your last instalment waived. |
|  |  | | Defer up to 2 payments a year, every year. | Choose to pay higher or lower instalments at the start, or end of your loan. |
|  |  | | Choose to pay only interest at the beginning of your loan. | - Choose from 5 due dates
- Select from 7 different loan tenure
- Get up to 4X your monthly salary
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| | | Loan approval at sole discretion of GE Money. Special interest rates applicable only at selected channels. Repayment options are mutually exclusive. Terms and conditions apply. |
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