James offers express approvals if your minimum downpayment is 20% (applicable for new-car loans only).

James offers a variety of loan packages with tenure from 12 months to 120 months, attractive cash rebate schemes, special low interest rates promotions and $0 deposit for Normal Hire Purchase. Please check with our selected dealers for more details.

James offers a simple & transparent schedule of fees and terms & conditions in a handy booklet. No hidden costs and no unpleasant surprises.

Simply dial 6410 3100 to get in touch with our friendly James customer service team, 7 days a week, Mondays to Sundays from 8.30 am to 5.30pm.